Viewpoints

Viewpoints is Beacon Hill Private Wealth’s library of articles on financial planning and long-term investing. We publish practical, research-informed guidance to help individuals and families make better decisions over time.

Topics commonly covered include:

Retirement planning and distribution decisions
Tax planning and after-tax strategy
Estate planning and legacy considerations
Risk management and wealth protection
Charitable giving and philanthropic planning
Behavioral finance and decision-making
Investment management principles

Use the categories below to explore topics most relevant to your situation.

Want to discuss your situation?

If you’d like to discuss how these planning concepts apply to your own circumstances, you’re welcome to request an introductory conversation.

Learn More

Tax Strategies for High Earners

July 6, 2021 Tax Planning Most Read

Having a tax-focused understanding of your investments is an important component of preserving wealth. Here are a few tips for high-earners.

What Is FATCA? Understanding the Foreign Account Tax Compliance Act

June 1, 2021 Tax Planning

If you own assets outside of the United States, it's important to understand your potential tax obligations. What's a FATCA, and who does it impact? Here's what you'll need to know.

Trying to Supersize Your Retirement Savings? A Mega Backdoor Roth IRA Conversation Could Come in Handy

January 28, 2021 Retirement Planning Tax Planning

Mega backdoor Roth IRAs are complicated retirement savings strategies. But for the right person, they could offer a big tax advantage.

What You Need to Know About Stimulus 2.0

December 24, 2020 Tax Planning

After nearly six months of back-and-forth negotiations, and in response to the economic hardship that many Americans face from the ongoing COVID-19 pandemic, Congress proposed a new, $900 billion relief package. Many elements—like stimulus payments and PPP loans—will sound familiar from earlier this year. However, debate surrounding certain provisions in the economic stimulus and relief package has intensified since it left Congress, and as of this posting, President Trump has yet to sign the bill.

Planning for Uncertain Times

November 4, 2020 Investment Management Protecting Wealth Retirement Planning Risk Management Tax Planning Most Read

With last night’s election and ongoing health and economic concerns related to COVID-19, uncertainty remains high, as it has for most of 2020. Unfortunately, this is likely to continue well into 2021 on health, financial and societal fronts. As investors, it’s never enjoyable to navigate periods like this, so we wanted to step back and reinforce our perspective on financial markets as we head into the close of 2020.

What Could Election Results Mean For Your Future Estate Taxes?

November 1, 2020 Tax Planning Most Read

Who wins the 2020 presidential election could have a profound impact on your estate and gift tax obligations moving forward. As the election day results are now just days away, here's what you need to know.

What Is ‘Bracket Creep’ and How Do You Avoid It?

June 9, 2020 Tax Planning

With so much financial information coming at us each day, and at a time when everything seems to be changing, trying to stay on top of the terminology can be overwhelming. It can be a daunting task even to begin figuring out whether you, personally, need to pay attention to any of it.

Maximizing Outcomes by Reducing Taxes Over Your Lifetime

April 14, 2020 Tax Planning

There are really only four things you can do with your money: spend it, save it, donate it to charity, or give it to the government. We examine several strategies that can help you minimize what you pay to taxes through careful and tax-conscious strategic planning.