Beacon Hill Private Wealth’s advisory fees are designed to support an ongoing, planning-first advisory relationship. Our work integrates financial planning, investment oversight, and ongoing coordination into a single engagement, tailored to the complexity of each client’s situation.
As a fee-only fiduciary, Beacon Hill Private Wealth is compensated solely by its clients.
A Helpful Way to Think About the Fee
If you’re evaluating whether this type of relationship makes sense, it’s natural to focus on the fee itself.
In practice, most clients don’t evaluate this based on a single year. The more relevant question tends to be whether, over time, they’re making better decisions, avoiding costly mistakes, and moving forward with a clearer, more coordinated plan than they would have on their own.
For many families, the value shows up across planning, tax-aware decision-making, investment oversight, and ongoing coordination—rather than in any one area in isolation.
If it’s helpful, we’ve outlined how to think about the value of financial advice in more detail here.
Our Tiered Advisory Fee Schedule
Our advisory fee is tiered, meaning different rates apply to different portions of assets. As assets increase, the effective (“blended”) fee rate generally declines. The specific fee schedule is established in your written agreement.
| Assets Under Management | Annual Fee (%) |
| On the first $1,000,000 | 1.00% |
| On the next $1,000,000 (or portion thereof) | 0.90% |
| On the next $3,000,000 (or portion thereof) | 0.70% |
| On the next $5,000,000 (or portion thereof) | 0.60% |
| On the next $10,000,000 (or portion thereof) | 0.50% |
| On all amounts thereafter | 0.40% |
Minimum Fee and Billing
Beacon Hill Private Wealth generally requires a minimum annual fee of $10,000 for wealth management services, billed quarterly in advance.
Advisory fees are agreed to in advance and are typically billed quarterly in advance based on the value of managed (or advised) assets at the end of the prior quarter, as outlined in the client’s Wealth Advisory Agreement.
Who We’re Typically Best Suited For
Beacon Hill Private Wealth is built to support an ongoing, planning-first relationship for individuals and families with meaningful complexity—often involving multiple accounts, tax considerations, retirement transitions, concentrated positions, equity compensation, liquidity planning, or multigenerational planning.
As a general guideline, our wealth management services are typically a fit for households with $1 million or more of investable assets (excluding real estate). This guideline helps ensure our planning and portfolio oversight work can be implemented efficiently across accounts and coordinated over time.
Fit is ultimately based on planning needs and scope. If you’re not sure whether this applies to your situation, you’re welcome to reach out—an introductory conversation can help determine next steps.
What’s Included and What’s Separate
Our advisory fee typically includes ongoing financial planning and coordination, investment strategy and portfolio oversight, and tax-aware planning in coordination with your CPA. This often includes areas such as retirement planning, cash flow and savings strategy, Roth conversion analysis, asset location, and withdrawal planning over time.
For many clients, this also extends to more complex situations—such as managing concentrated positions or equity compensation, planning around liquidity events, coordinating across multiple accounts and entities, and integrating decisions with estate planning considerations. The goal is to ensure that each part of the financial picture is working together, rather than being managed in isolation, as circumstances evolve.
The focus of this work is not on attempting to outperform markets in the short term, but on structuring portfolios and decisions in a way that supports long-term goals in a disciplined, tax-aware manner.
The specific scope of services is defined in advance and documented in your advisory agreement.
Mutual fund and ETF expenses are separate from our advisory fee and are described in each fund’s prospectus. In certain cases, additional costs may apply if independent third-party managers or specialized strategies are engaged.
Consulting Services
In certain circumstances, Beacon Hill Private Wealth may be engaged under a Consulting Services agreement rather than an asset-based advisory relationship. Fees and scope under such arrangements are agreed to in advance and documented separately.
Questions?
If you have questions about fees or scope—or if you’re thinking through whether this type of relationship would be worthwhile in your situation—you’re welcome to reach out.
You may also review our Investment Adviser Public Disclosure (Form ADV) for additional details.
This material is for informational purposes only and should not be construed as personalized investment, tax, or legal advice.
