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A trusted partner, clearly on your side

Our Story

At Beacon Hill Private Wealth, we specialize in delivering strategic financial, investment, and tax planning advice to high-net-worth individuals and families designed to preserve and grow wealth across generations. As an independent Registered Investment Advisor (RIA), we are built on a foundation of trust, integrity, and meaningful client relationships. Our goal is to offer clear, tailored financial advice and investment management that aligns with your long-term goals, helping you navigate life’s most important financial decisions.

Why Beacon Hill Private Wealth? 

We are dedicated to delivering personalized, evidence-based financial planning and investment management. As a fee-only fiduciary firm, we are committed to providing advice that is always in your best interest—free from commissions, incentives, or outside pressure. Our strategic plans are designed to grow your wealth while minimizing taxes and costs, ensuring that your financial legacy is preserved for generations.

Beacon Hill specializes in helping high-net-worth individuals and families with wealth preservation, retirement planning, and intergenerational wealth transfers. Our clear, straightforward advice empowers you to make informed decisions with confidence. We provide the clarity, transparency, and sophisticated strategies you need to feel secure in every financial decision.

Our Approach: Evidence-Based and Client-Centric

At Beacon Hill, we follow a disciplined, research-based approach to investing. Utilizing passive asset class strategies and global diversification, we create cost-effective, tax-efficient portfolios that aim to protect and grow your wealth. Rather than chasing market trends, we focus on delivering long-term stability and growth tailored to your unique financial objectives. Our academic approach minimizes risk and focuses on what truly matters: building and safeguarding your wealth.

Tailored to You: A Personalized, Dynamic Planning Process

Your financial needs are unique, and your wealth plan should reflect that. Beacon Hill’s planning process is dynamic, adapting to changes in your life circumstances. Whether you are planning for retirement, managing significant wealth, or navigating an inheritance, we provide customized solutions that evolve with you. For our clients, it's like having a private family office—personalized, proactive, and fully aligned with your priorities.

Fiduciary Responsibility: Aligned with Your Best Interests

As a Fee-Only firm, Beacon Hill operates with complete transparency. We do not sell proprietary products, accept commissions, or have hidden fees. Our fiduciary duty ensures that every recommendation we make is solely focused on your goals and financial success. We are committed to acting in your best interests—always.

The Legacy Behind 'Beacon Hill' 

Beacon Hill Private Wealth takes its name from a pivotal piece of American history. During the Revolutionary War, beacons in Summit, New Jersey—where our founder Tom Geoghegan has deep roots—signaled warnings to George Washington’s troops of impending threats. Today, Beacon Hill symbolizes clarity and protection. Just as those beacons once provided guidance, our firm offers expert financial counsel to protect and grow your wealth. Located in Summit, we are proud to serve local clients and those across the country, offering direct access to New York and beyond.


Tom Geoghegan, CFP®, CIMA®, CPWA®, RMA®, MBA Photo
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Tom Geoghegan, CFP®, CIMA®, CPWA®, RMA®, MBA

Founder and Private Wealth Advisor

Tom’s passion as the Founder of Beacon Hill Private Wealth is grounded in over 25 years of experience at top firms in the financial services industry and based on his passion for helping others see their own goals more clearly, and then implementing a common sense strategy that helps them attain those goals in the most tax efficient and cost effective way.

Tom brings a twenty-year track record as an accomplished wealth management and private banking executive with leadership positions in strategy, client experience and the development and deployment of investment management and banking products. During those years he provided solutions to meet the needs of high net worth clients and trained those considered to be elite advisory teams on how to best serve these clients. Tom ultimately came to the conclusion that an independent firm with a planning-first model and an evidence-based investment approach was better suited for clients. He decided to build a firm that would deliver just what he believed he and his family should expect and deserve from an advisory firm; now he is sharing that model with his clients.

Tom is a recent entrepreneur, but this is not the first time he has taken a leap to pursue his beliefs. He grew up in rural Ireland and headed to the United States Air Force Academy the day after secondary school graduation, with just an airline ticket in hand. He launched his career as a chemical engineer, quickly rising through the ranks and later deciding that he wanted to pursue a more dynamic career in finance.

Tom is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner, a Certified Private Wealth Advisor® (CPWA®) professional, and also holds the Certified Investment Management Analyst® (CIMA®) and Retirement Management Advisor® (RMA®) certifications.  Tom graduated with a Master of Business Administration from the Stern School of Business at New York University and a bachelor’s degree in Chemical Engineering. Tom built a distinguished career at large institutions, including Merrill Lynch, Morgan Stanley and American Express. Beacon Hill Private Wealth is the capstone of that journey, where he can draw upon the best experiences he gained across these previous roles.

When he is not serving clients, Tom enjoys spending time with his wife, son and daughter, who can usually be found at an ice hockey rink or lacrosse field. Tom’s personal fitness regimen includes cross-fit and ultra-marathon trail running. He is active in his children’s schools and sports organizations and the local Summit community.

TOM@BEACONHILLPRIVATEWEALTH.COM


Certified Financial Planner Board of Standards Inc. owns the CFP® and CERTIFIED FINANCIAL PLANNER™ certification marks in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute's initial and ongoing credentialing requirements for wealth advisors.