Viewpoints

Viewpoints is Beacon Hill Private Wealth’s library of articles on financial planning and long-term investing. We publish practical, research-informed guidance to help individuals and families think more clearly about long-term financial decisions.

Topics commonly covered include:

Retirement planning and distribution decisions
Tax planning and after-tax strategy
Estate planning and legacy considerations
Risk management and wealth protection
Charitable giving and philanthropic planning
Behavioral finance and decision-making
Investment management principles

Use the categories below to explore topics most relevant to your situation.

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Some readers find it helpful to explore how these planning concepts relate to their own circumstances. If that would be useful, you’re welcome to request a brief introductory conversation to discuss fit and approach.

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Two Steps Forward, One Step Back for Investors

January 25, 2023 Investment Management

Even amid the market’s sharp ups and downs, the last three years of equity returns have been “normal” when considering the long arc of history.

Economic Views: Inflation May Have Peaked as New Year Begins

January 16, 2023 Investment Management

As the new year begins, markets have grown somewhat more optimistic that the Federal Reserve will successfully bring inflation down without causing a deep recession. However, risks remain, which could lead to sustained higher interest rates and more headwinds to stock and bond returns.

Economic Brief: Labor Market Remains Tight As Global Risks Rise

October 4, 2022 Investment Management Most Read

Midterm Elections—What Do They Mean for Markets?

September 22, 2022 Investment Management

For the upcoming midterms, commentators are likely to offer opinions on who will win and what impact the vote will have on markets. Looking at returns since 1926 shows that months when midterm elections took place did not tend to have returns that different than any other month.

Why The Location Of Your Investments Matters

September 15, 2022 Investment Management Most Read

Does [fill in the blank] Belong in My Portfolio?

July 6, 2022 Investment Management

Three Crucial Lessons for Weathering the Stock Market’s Storm

June 30, 2022 Investment Management Most Read

Investors can always expect uncertainty. While volatile periods like the one we’re experiencing now can be intense, investors who learn to embrace uncertainty may often triumph in the long run. Reacting to down markets is a good way to derail progress made toward reaching your financial goals. A sound approach to investing—through a plan, a well-designed portfolio, and an advisor—is the ultimate self-care during these rough markets. Your future self will thank you.

Don’t Let Talk of Market Cycles Take You for a Ride

June 14, 2022 Behavioral Finance Investment Management

Multiyear returns over overlapping periods often appear cyclical, implying prior returns are useful indicators of future returns. Is it true?

Is Active vs. Passive Actually Passé?

May 1, 2022 Investment Management

The characteristics implied by such traditional binary labels may not be sufficient to describe many of today’s investment approaches—including an evidence-based approach.

Should You Chase Dividend Stocks to Combat Inflation and Rate Hikes?

April 12, 2022 Investment Management