Viewpoints

Viewpoints is Beacon Hill Private Wealth’s library of articles on financial planning and long-term investing. We publish practical, research-informed guidance to help individuals and families think more clearly about long-term financial decisions.

Topics commonly covered include:

Retirement planning and distribution decisions
Tax planning and after-tax strategy
Estate planning and legacy considerations
Risk management and wealth protection
Charitable giving and philanthropic planning
Behavioral finance and decision-making
Investment management principles

Use the categories below to explore topics most relevant to your situation.

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Some readers find it helpful to explore how these planning concepts relate to their own circumstances. If that would be useful, you’re welcome to request a brief introductory conversation to discuss fit and approach.

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Retirement Planning Considerations for Couples With an Age Gap

July 1, 2020 Most Read

Traditional retirement planning is less effective when spouses stop working at different ages. Here are a few things to take into account as you prepare for this next chapter.

Getting Married? 5 Financial Considerations to Discuss With Your Partner First

July 1, 2020

As you and your partner prepare to tie the knot, you'll want to take time now to discuss your future finances.

Roth Conversions: What You Need to Know

July 1, 2020 Most Read

While you may have chosen to save using a traditional IRA, you do have the option to switch to tax-free retirement income. Who should consider a Roth conversion, and who should stay away? We've got your biggest questions answered.

What Illustrating Your Wealth Transfer Plan Can Show You at a Glance

June 30, 2020 Estate Planning Most Read

Illustrating or diagramming your wealth transfer plan can help provide clarity into dense estate documents to help with implementation. We explain how to create a quick glance at your estate legacy you envision.

Minimize Regret Over Maximizing Returns

June 30, 2020

“Maximizing returns” is a phrase that you’ll hear bandied about ad nauseam on both Wall Street and Main Street. As in, “My goal is to maximize my returns.” Is it though? Is that really the goal?

Cultivating an Abundance Mindset, Even in Difficult Times

June 29, 2020

Cultivating an “abundance mindset” might be far down your list of what needs attention today. In times such as these, you might even believe that the thing most in abundance right now is a mounting variety of very real financial stressors.

Have a Conversation, for You and Your Family

June 29, 2020

During this pandemic, you may have family or friends whose health has been directly affected by COVID-19. And the longer you live, the more people you know will face significant health concerns.

Money and Happiness

June 24, 2020

We discuss ways to spend money that have been shown to provide a greater level of contentment and joy.

What Is ‘Bracket Creep’ and How Do You Avoid It?

June 9, 2020 Tax Planning

With so much financial information coming at us each day, and at a time when everything seems to be changing, trying to stay on top of the terminology can be overwhelming. It can be a daunting task even to begin figuring out whether you, personally, need to pay attention to any of it.

Is COVID-19 Creating An Education Planning Crisis?

June 9, 2020