Viewpoints

Viewpoints is Beacon Hill Private Wealth’s library of articles on financial planning and long-term investing. We publish practical, research-informed guidance to help individuals and families think more clearly about long-term financial decisions.

Topics commonly covered include:

Retirement planning and distribution decisions
Tax planning and after-tax strategy
Estate planning and legacy considerations
Risk management and wealth protection
Charitable giving and philanthropic planning
Behavioral finance and decision-making
Investment management principles

Use the categories below to explore topics most relevant to your situation.

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Some readers find it helpful to explore how these planning concepts relate to their own circumstances. If that would be useful, you’re welcome to request a brief introductory conversation to discuss fit and approach.

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Trying to Supersize Your Retirement Savings? A Mega Backdoor Roth IRA Conversation Could Come in Handy

January 28, 2021 Retirement Planning Tax Planning

Mega backdoor Roth IRAs are complicated retirement savings strategies. But for the right person, they could offer a big tax advantage.

The Behavior Gap Is Real, and It Can Be a Major Player in Your Investment Decisions. During Times of Market Volatility, Be Aware of These 4 Emotions

January 20, 2021 Behavioral Finance Investment Management

Sometimes our natural instincts can cost us money and peace of mind. How to shape our behaviors to foster smarter financial decisions.

Saving Too Much Too Early in the Year Can Hurt Your Retirement

January 20, 2021 Retirement Planning

When it comes to retirement planning and building up the proverbial nest-egg, there are few pieces of advice more universally accepted than “save as much as possible as early as possible.” Certainly, taking such action is often one of the best ways to grow your retirement savings, but like nearly all generic statements about how “you” should plan for retirement, there are exceptions to the rule.

Protecting Your Parents: Identifying and Preventing Elder Financial Abuse in 2021

January 12, 2021 Financial Abuse Most Read

Growing older is a part of life, and while it's difficult to see your parents age, ensure that they have the protection they need by identifying and preventing these signs of elder abuse.

What Financial Challenges Could High Earners Face During the Biden Administration?

January 4, 2021 Most Read

After a tumultuous 2020 election season, inauguration day is almost here. If you are a high-earner, here are 6 challenges that could arise during a Biden administration.

A COVID-19 Vaccine Is Here, But What Could That Mean For the Economy?

January 4, 2021

Two COVID-19 vaccines were approved by the FDA in December and distribution has officially begun. While our health is top priority, many are still wondering - what does a vaccine mean for the economy?

Hindsight Is 2020: 7 Ways We Should All Vow to Treat Our Money Differently in 2021

January 4, 2021

If 2020 has taught us anything, it's that you should always be prepared for the unexpected. Now that this year is behind us, here are 8 ways that we should treat our money differently and plan for the future.

For Better or For Worse, COVID-19 Has Upended the Healthcare Industry. What Changes Could We Be Seeing in 2021?

January 4, 2021

The pandemic has forced the healthcare industry to adapt - and adapt quickly. Here are the changes we can expect to see in healthcare in 2021.

What You Need to Know About Stimulus 2.0

December 24, 2020 Tax Planning

After nearly six months of back-and-forth negotiations, and in response to the economic hardship that many Americans face from the ongoing COVID-19 pandemic, Congress proposed a new, $900 billion relief package. Many elements—like stimulus payments and PPP loans—will sound familiar from earlier this year. However, debate surrounding certain provisions in the economic stimulus and relief package has intensified since it left Congress, and as of this posting, President Trump has yet to sign the bill.

Taking Care of Your Family After Your Passing: Here's How to Write a Letter of Intent During the Estate Planning Process

November 30, 2020 Estate Planning Most Read

A letter of intent is a keepsake for loved ones, but it also helps reduce the challenge of organizing an estate. Here are some things that should be included in any letter of intent.