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Separately Managed Accounts



Going Beyond Indexing

Start with a systematic strategy built on 40 years of expertise adding value over indexed approaches. Our SMAs target higher expected returns in a flexible, diversified, low-cost manner.

Personalized

Customize an investor’s SMA for environmental, social, and governance (ESG) preferences, tax management strategy, individual stock and sector holdings, and more.

Streamlined

We design, onboard, manage, and monitor investors’ SMAs. Advanced technology streamlines the process so we can focus on the planning needs of our clients.


Our approach still starts with having a broadly diversified, systematic investment strategy that emphasizes securities with higher expected returns, as indicated by research, while also aiming to minimize unnecessary turnover and trading costs, and then using funds that systematically integrate sustainability goals:



Target higher expected returns

Rather than designing a portfolio around a commercial index, we can consider strategies that target the long-term drivers of stock returns—small cap, value, and high-profitability stocks.

Integrate multifaceted tax management

SMAs can apply a broad range of tax management considerations to help investors improve after-tax returns.

Diversify concentrated legacy portfolios

Robust analytics quantify the tax costs and investment benefits of moving toward a diversified, personalized strategy.

Customize sector and security holdings

Investors can tailor their account holdings to avoid concentration in a particular stock or sector based on company employment, board membership, ESG considerations, or other factors.

Apply ESG considerations

Our SMA solutions provide an intuitive, transparent set of ESG screens to enable values-based investment decisions.

Meet charitable giving goals

Our process identifies highly appreciated stocks and provides options for pursuing gifting and tax management goals while maintaining portfolio balance.



Beyond Indexing

Start with a systematic strategy built on 40 years of expertise adding value over indexed approaches. Our SMAs target higher expected returns in a flexible, diversified, low-cost manner.

  • Systematic, value-add investment approach pursuing higher expected returns
  • Flexible, daily process to balance premiums, costs, and risks
  • Multifaceted approach to tax management

Customized Levels of Tax Management


Personalized

  • Curated approach to integrating ESG screening and proxy voting
  • Ability to exclude or restrict individual securities and sectors
  • Flexibility to address client’s human capital considerations and current holdings

Streamlined

  • Ability to complement SMA strategies with client's other assets
  • Competitive costs and minimums


Fees and Minimum

  • $500,000 Strategy Minimum
  • 29 bps Annual SMA Manager Fee 


Additional Details

Further Reading

When It Comes to SMAs, How Do You Measure the Impact of Personalization?

SMAs: Why It Pays to Diversify

SMAs at Work: Solutions to Address Outsize Exposure to Employer Stock

SMAs at Work: A Smarter Approach to Tax Loss Harvesting


Beacon Hill Private Wealth is an independent, fee-only, fiduciary investment advisor providing evidence-based wealth planning solutions that simplify our clients' financial lives. Founder Tom Geoghegan, CFP®, CIMA®, CPWA®, RMA® is also a member of the National Association of Personal Financial Advisors (NAPFA).  

The Certified Private Wealth Advisor® (CPWA) certification, administered by the Investments & Wealth Institute®, is the standard for competence in the field of wealth management today. The advanced credential created specifically for wealth managers working with high-net-worth clients is focused on the life cycle of wealth—accumulation, preservation, and distribution.  CPWA certified professionals are able to identify and analyze the unique challenges high-net-worth individuals face and understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.  The CPWA designation signifies that an individual has met initial and on-going experience, ethical, education, and examination requirements for the professional designation, which is centered on private wealth management topics and strategies.